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Granite Hills Credit Union
328 North Main Street
Barre, Vermont 05641
(802) 522-5000
Toll-free (888) 996-5328
Fax (802) 522-5020
info@GraniteHills.org
 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency
LOAN RATES

Rates Effective: Thursday, March 11, 2010

Enjoy new lower rates on secured vehicle loans — call Chris in Barre (661-3203) or Scott in Montpelier (229-7315) for details.

Use our handy loan calculator to determine the right loan for you!

You can also save big with our new auto loan special on top of our already low rates!

 

 

 

Loan Rates

Term

APR as low as:

Secured Loans - Titled Vehicles 

Car, RV, camper, motorcycle, etc.

Up to 72 months

  5.00%

New or Used Recreational Vehicles
Titled recreational vehicles including RV, camper, etc.

Over 72 months

  5.50%

Non-titled New or Used Vehicles

Up to 60 months

  5.50%

Unsecured Personal Loan

Up to 48 months

  9.25%

Overdraft Protection

 

12.25%

Mobile Homes in Parks

Up to 180 months

12.25%

 

 

 

Visa Credit Card (no annual fee)

-

12.00%

Credit Builder Loan

up to 48 months

WSJ** Prime plus 1.00% (fixed)

Share Savings Secured

-

3.00% (fixed)

Certificate Secured

-

2.00% over dividend rate

 

 

 

 

 

Mortgages

Mortgage programs for every need.



Learn more



Rates updated daily

Home Equity Line 2.99% (Introductory Rate)*

-

Prime +0*

 

Term

APR as low as:

Home Equity Loan (Fixed Rate)

5 Years

 5.50%

 

10 Years

 6.00%

 

15 Years

 6.75%

 

 

Rates subject to change without notice.

APR= Annual Percentage Rate

Variable Rates use the Wall Street Journal Prime Rate Index

*Introductory fixed rate through first 6 months is 2.99% APR, then a variable rate as low as Prime +0 with a floor of
5% APR. Index is 3.25% as of December 17, 2008. The Index is the Prime Rate as published in the Wall Street Journal.
Rates are subject to change monthly and the maximum interest rate is 18%. The rate may increase after the consummation of the loan.

**Wall St Journal Prime Rate = 3.25% as of December 17, 2008

Rates are determined by a member's personal credit qualifications and are used to calculate the monthly payment.


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